Waste Truck Financing

Whether you're adding a roll-off or replacing an aging pumper, Intek makes financing your next truck fast and affordable — so you can take on more jobs and grow your business.

Roll-Off & Hook-Lift Financing

Intek makes it easy to finance new and used roll-off trucks, hook-lifts, and garbage trucks without tying up your cash or credit lines. Our programs provide flexible terms for both new and used trucks.

Equipment We Finance: 

Pumper and Vac Truck Financing

Intek makes it easy to finance new or used septic pumpers, portable restroom trucks, and hydrovac units without tying up your cash or credit lines. We offer flexible terms for both new and used equipment.

Equipment We Finance: 

Financing Programs

Equipment Finance

Perfect for financing new and used roll-off and pumper trucks. Our Equipment Finance Agreement (EFA) offers flexible terms that fit your budget and get you approved fast.

Lease to Own

Ideal for new trucks and larger tandem and tri-axle trucks. With a residual option, this program allows you to match monthly payments to your cash flow with flexible ownership terms.

Pre-Approval

Our pre-approval lets you shop with confidence and close faster. Get your payment estimate and financing amount upfront, so when you find the hook-lift or pumper truck, you’re ready to close.

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Submit the form, and a financing advisor will reach out within one business day. Most applications are approved in 24 hours or less.

FAQs for Waste & Roll-Off Truck Financing

FAQs

What types of roll-off and hook-lift trucks does Intek finance?

We finance new and used roll-off and hook-lift trucks for waste haulers, junk removal companies, and demolition contractors across the Northeast — from chassis, including Peterbilt, Kenworth, International, Mack, Freightliner, and Ford, to roll-off and hook-lift configurations, including:

  • American Hoist
  • Galbreath
  • Ampliroll
  • Palfinger
  • Switch-N-Go
  • And More

We finance new and used septic pumper trucks, from single-axle 1,200-gallon trucks to tandem and tri-axle units up to 5,000 gallons on chassis, including Peterbilt, Kenworth, International, Mack, Freightliner, Ford, Ram, and more.

Tank configurations we finance include:

  • Imperial Industries
  • Robinson Vacuum Tanks
  • Pik Rite
  • Vaccon
  • And more

We also finance hydrovac units from manufacturers including Vac-Con, TRUVAC, and Super Products for utility contractors and construction operators working on municipal and commercial jobs.

We primarily finance the trucks. We don’t typically finance containers or portable restrooms as standalone transactions, but we can make exceptions for existing customers or as part of a package deal. Contact us to discuss your situation.

 

From roll-offs and hook-lifts to pumpers and vac trucks, we finance waste trucks up to 10 years old, but can work with older equipment if you provide a stronger down payment or have an existing relationship.

We look at the whole picture — condition, mileage, and how it fits your operation — not just age.

Our borrowing costs are comparable to SBA loans, but we approve in 24-48 hours instead of weeks or months. We offer terms from 18-72 months for most equipment and customize payments around your cash flow and goals.

Down payments typically depend on your business history and the truck’s age. Established businesses typically put 10-20% down, while startups need 20-30%.

Intek provides waste truck financing in New Jersey, New York, Pennsylvania, Connecticut, and Massachusetts.

Outside the area? Contact us — we evaluate each situation individually.

Contact us by phone or complete our pre-approval form. We’ll need:

 

  1. 1-page application
  2. 3 months of bank statements
  3. Most Recent tax return, and
  4. Truck details.


    Most applications are approved within
    24-48 hours, and you can be funded within days. Don’t have a truck picked out? We can pre-approve you, so you’re ready when you find the right one.