Dump Truck Financing

Whether you're expanding your fleet or acquiring your first tri-axle, we offer flexible terms that help your business grow and succeed.

Dump Truck Financing Built For Operators

We make it easy to finance new and used dump trucks for operators in the Tri-State area. Whether you’re hauling materials for construction jobs or getting your first tri-axle, we’ll get you the equipment you need without tying up your cash or credit lines.

Types of Equipment:

Programs

Our financing programs are built to meet the needs of your business, offering a range of options designed for both new and used dump trucks.

Equipment Finance

Perfect for financing both new and used dump trucks. Our Equipment Finance Agreement (EFA) provides flexible terms to match your budget and business needs. We offer fast approval, so you can get the equipment you need without delay.

Pre-Approval

Our pre-approval lets you shop with confidence and close faster. Get your payment estimate and financing amount upfront, so when you find the right truck, you’re ready to close.

Start-Up Financing

Our Start-Up Financing program is designed for new businesses in New Jersey. If you have a strong down payment and experience in the industry, we can help you get the trucks you need to get your business off the ground.

What Our Customers Say

Tony L.

Owner Tam Enterprises

Evin Bogda

COO Service Professionals

New York Truck Parts

Truck Financing

We have financed 10+ new & used vehicles with Intek over the last 7 years. Intek understands the tow truck market, provides outstanding service, and they know how quickly we must close a deal. We have had several transactions funded in 24 hrs or less!! Their entire staff are excellent to do business with.

Gallaghers Garage Inc

Paul and the team at Intek were great to work with. It was my first lease and they could not have made the process smoother. I value communication and Paul and his team kept me informed throughout the entire process. I will be using Intek going forward.

Gil R

We have doing business with Intek for years their response is excellent, and their knowledge is outstanding. Everyone is very helpful the owners make themselves available to the clients. Their sales staff and office personnel are the best in the industry. Kim, Martiza, Ema, and John always keep us on track. They have financed many, many vehicles for us and have zero hesitation. We would highly recommend and have referred other industry friends, we are very satisfied with Intek.

Annette

Intek has been an invaluable partner since the beginning of our operation as a startup in the animal feed manufacturing space. From trucks to bulk handling equipment and specialized instrumentation, Intek has been a reliable financier for things not many other groups like to finance, especially to young companies.

David J.

Paul, Adam and the entire Intek team have been a valuable resource to our industry in the 15 years I have known them. They have always been responsive, professional and a true partner for your business!

Ray B

This was my first commercial lending experience on my own and the whole Intek team and especially Adam really made me feel like a part of their family. Excellent responsiveness and their knowledge is unsurpassed. I can’t wait to grow my business fast enough to have to use Intek for another lease. Great company and highly

Greg T

I have nothing but great things to say about the entire staff at Intek. I buy lots of equipment and I couldn’t have grown my business without the help from Intek. They actually treat me like family.

Scott

River Mill Data Management has been in business since 2001. We’ve used the other trucks on the market. Intek trucks shred faster so you can service more customers with your shredding service. They also have some great financing options. You won’t go wrong getting your shredding truck through Intek- a great asset at an affordable expense! If you are just starting a shredding business, then talk to Intek Truck-Equipment leasing to make sure you start out on a good foot! You can’t go wrong with an Intek Truck!

Drew

I would highly recommend Intek Leasing to anyone looking for equipment leasing. I was dealing with John who was very helpful in helping me get the right loan for the equipment. Intek Leasing took a chance with us when everyone else said no and now we have multiple trucks , business is growing we would not be able to get here with out INTEK!!!

Abbas A

This is one fantastic family run business. Intek and Paul are committed to making financial solutions a reality, and I could not be any more please with their service. I have been a very satisfied customer for over 8 years now.

John A

33 + positive reviews on Google

Get Pre-Approved

Take the next step in growing your business with reliable dump trucks. Contact Intek today to get pre-approved and start the financing process.

FAQs

Frequently Asked Questions

What type of dump trucks does Intek finance?

We finance single-axle mason dumps, tandem-axle dump trucks, and tri-axle’s from all major manufacturers.

Our tri-axle financing includes:

Kenworth: T800, T880, W900, W990, and more
Peterbilt: 389, 589, 567, and more
Western Star: 4900 series
Mack: Granite models
Plus: International, Freightliner, and Volvo tri-axle dump trucks

We finance both new and used dump trucks from dealers and private sellers across the Northeast.

What age dump truck can I finance?

We finance new and used dump trucks up to 10 years old, but can work with older equipment if you provide a stronger down payment (25-30%) or have an existing relationship.

We look at the whole picture—condition, mileage, and how it fits your operation—not just age.

Do you finance construction equipment like excavators, backhoes, and skid steers?

Yes. In addition to dump trucks, we finance a wide range of construction equipment including excavators, backhoes, skid steers, loaders, bulldozers, and other heavy machinery. Contact us to discuss your specific equipment needs.

What are the borrowing costs and terms?

Our borrowing costs are comparable to SBA loans, but we approve in 24-48 hours instead of weeks or months. We offer terms from 18-72 months for most equipment and customize payments around your cash flow and goals.

Down payments typically depend on your business history and the truck’s age. Established businesses typically put 10-20% down, while startups need 20-30%.

What states does Intek serve?

Intek provides dump truck financing in New Jersey, New York, Pennsylvania, Connecticut, Massachusetts and through you the Northeast.

Our startup program serves businesses in New Jersey.

Outside the area? Contact us – we evaluate each situation individually

How do I apply and how long does approval take?

Contact us by phone or complete our pre-approval form. We’ll need a 1-page application, 3 months of bank statements, your most recent tax return, and truck details.

Most applications are approved within 24-48 hours, and you can be funded within days. Don’t have a truck picked out? We can pre-approve you so you’re ready when you find the right one.